Sunday, September 25, 2016

FT.com - Technology

FT.com - Technology


How will Twitter’s suitors reap its value?

Posted: 25 Sep 2016 05:12 AM PDT

Diversity of potential buyers a sign of different uses companies might have for the social media group

Japan gaming: Jumping to the next level

Posted: 25 Sep 2016 10:53 AM PDT

The industry looked to its home market for growth but now it is designing for a global audience

Ziyavudin Magomedov, Chairman, Summa Group

Posted: 25 Sep 2016 04:31 AM PDT

Russian logistics boss and Uber investor revives the dreams of his Soviet youth

InvestorPlace

InvestorPlace


Yahoo! Inc. Target Upped Even As Data Breach Confirmed (YHOO)

Posted: 25 Sep 2016 05:00 AM PDT

InvestorPlaceInvestorPlace - Stock Market News, Stock Advice & Trading Tips

This analyst upped his price target for Yahoo just prior to the announced data hack. Here's where we are today with YHOO...

The post Yahoo! Inc. Target Upped Even As Data Breach Confirmed (YHOO) appeared first on InvestorPlace.

Singapore Shares, Singapore Stocks, SGX, STI and More - PuntersGallery.Com

Singapore Shares, Singapore Stocks, SGX, STI and More - PuntersGallery.Com


Soccer (others) except EPL - 25-Sep-2016 11:59 AM

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EPL :: English Premier League - 25-Sep-2016 11:34 AM

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Traders in Punters Gallery [TPG] - Sep 2016 - 25-Sep-2016 11:31 AM

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News/Views on Dow Jones [United States] - 24-Sep-2016 09:59 AM

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The Motley Fool

The Motley Fool


The Singapore Market this Week: Hongkong Land Holdings Limited Leads the Pack

Posted: 25 Sep 2016 12:19 AM PDT

Singapore's stock market, as represented by the Straits Times Index (SGX: ^STI), grew by 1% during the week to end Friday at 2,857 points.

Of the index's 30 components, 22 stocks managed to eke out a weekly gain. Property investment, management, and development firm Hongkong Land Holdings Limited (SGX: H78) was the biggest winner with its shares jumping by 4.7%, from S$6.83 last Friday to S$7.15 this Friday.

Moving on, another winner in the index is SATS Ltd (SGX: S58). The gateway services and food solutions provider's share price climbed 4.3% during the week to S$5.09.

Shares of SATS have done very well over the past year, growing by around 30%. My Foolish colleague Chin Hui Leong had recently taken a close look at the possible reasons behind SATS's strong gains. You can find out more here.

Another blue chip that saw gains for the week was conglomerate Jardine Matheson Holdings Limited (SGX: J36), which owns the majority of Hongkong Land Holdings' shares. Jardine Matheson used to be part of the Straits Times Index and rejoined the market benchmark on Monday this week, replacing oil rig builder Sembcorp Marine Ltd (SGX: S51). The conglomerate's share price had stepped up by 0.6% to US$60.50.

In the losing camp within the Straits Times Index, there's telecommunications outfit StarHub Ltd (SGX: CC3). Its shares lost 1.5% in value, ending Friday's trading session at a price of S$3.41 each. StarHub is also the index's biggest weekly loser.

Local newswire Today reported earlier this week that StarHub is holding trials on WiFi access in shuttle buses that ply routes within the National University of Singapore. Dubbed "connected vehicles pilot," the Wi-Fi points on the buses connect to other points located around the campus, allowing seamless connectivity. StarHub added that if the one-year trial goes smoothly, it will look into rolling out the service in other parts of Singapore.

The SPDR STI ETF (SGX: ES3), an exchange-traded fund which tracks the fundamentals of the Straits Times Index, is now valued at close to 12 times trailing earnings and has a dividend yield of 3.2%.

Three Simple Rules Of Investing

Posted: 24 Sep 2016 05:00 PM PDT

I was reminded the other day of a story that I first heard when I was no more than knee high to a grasshopper. It concerns a blundering elephant, an impulsive snake and a greedy fox.

The elephant, it transpires, accidentally trod on the snake, which retaliated by biting the pachyderm on the leg. The snake’s venom instantly killed the elephant, which subsequently fell onto the snake and crushed it to death.

A greedy fox, which happened to be passing by the two dead animals, thought that Christmas had come early. It devoured both the elephant and the snake in one sitting. But it too died. It had over-eaten.

Investing lessons

The moral that we learnt as children was to think before we act. So unlike the elephant, we should look before we stumble into something dangerous.

We should also, unlike the serpent, learn to control our emotions. Losing our temper might seem like a satisfying way to respond, when we are wronged. But it can have unintended consequences.

And finally, we should never, like the fox, be too greedy. We should be content with moderate gains. Often it is not necessary for us to attempt extraordinary things to get extraordinary results.

Who would have thought that something we learnt as young children could be applicable decades later when we invest?

When we buy shares, we should find out everything we can about the companies we invest in. There seems to be some unwritten rule in the stock market that if we don't understand something, then we should sink every last cent we have into it.

A share, as Peter Lynch pointed out, is not a lottery ticket. It represents a part ownership of a company. We owe it to ourselves to find out as much about the business as possible. And if we don't understand it, then don't invest in it.

Valuation matters

We should carefully consider what we believe the company could be worth some time in the future. As Warren Buffett pointed out: “If the future of a company cannot be predicted, then it cannot be valued.

Consequently, we should try, as best as we can, to put a value on the business. Unfortunately, valuing a business is not an exact science.

So, we should build into our valuations a suitable margin of error. We are never going to get the valuation completely right. But in investing, it is better to be vaguely correct than absolutely wrong.

As investors, we should also learn to control our emotions. If we can’t control our emotions, then we will find it very hard to control our money.

When to sell

Every investment that we make should be based on its own merit. It has to make sound financial sense. So never get too attached to a winner.

More importantly, we should not become so complacent about our winners that we forget to continually monitor the story behind the company.

So, be ready to sell when the story changes. Similarly, be ready to add to your investment when favourable conditions arise. The market is place where money is moved from the active to the patient. We have to be patient.

Holy Grail

Often, investors go in search of the Holy Grail of investing. The harsh reality is there is no Holy Grail.

There are no clever computer programs, no squiggly lines on graph paper and no magic formulas we can apply that would guarantee success every time.

There are only the rules that we were taught when we were children. So we should think carefully before we act; we should learn to control our emotions and we should never allow greed to overrule logic.

A version of this article first appeared in Take Stock Singapore. Click here now for your FREE subscription to Take Stock – Singapore, The Motley Fool's free investing newsletter.

TheFinance.sg

TheFinance.sg


How Does Yaruzi’s Low Cost Portfolio Stack Up?

Posted: 25 Sep 2016 04:18 AM PDT

I was curious on how my low cost portfolio has performed, compared to similar fund managed by professional fund managers. As my portfolio was incepted on 30 March 2015, I used 2 year annualized return of balanced funds for bench-marking. Balanced fund invest in both equities and fix income. The result is rather encouraging, as […]

Exeggcute?

Posted: 25 Sep 2016 02:06 AM PDT

Greetings! You must be wondering where Mr. IPO has gone to … Is he busy catching Pokemons and neglecting this retirement blog?!? Well… I have been living in a suitcase for the last few months, round the world for work and not for catching Mr. Mime unfortunately… And this is likely to continue for the foreseeable […]

Experiments with other income streams

Posted: 25 Sep 2016 01:00 AM PDT

Given the fact the US markets were at all time high only recently, I have not been actively investing in stocks in recent times. Still reading and occasionally research on potential stocks. My passive income stream is still intact – mainly coming from Stock dividends and interests from P2P loans & Invoice financing. However, I […]

Is gold a long-term insurance?

Posted: 25 Sep 2016 01:00 AM PDT

Many wealth builders view gold as a long-term insurance. This is because gold offers safe-haven qualities that serve to hedge against inflation and economic uncertainties.  In Singapore, the government encourages the locals to buy and sell gold, with a view of making Singapore a precious metal trading hub. One of the policies that incentivize Singaporeans […]

You Are Stupid To Lose Money In Your O & G Investment! Blame Yourself For Stupidity!

Posted: 25 Sep 2016 01:00 AM PDT

The past few weeks or months in the investment blogosphere; some smart Alec bloggers have began to write more on their hindsight wisdom to teach others in the cyberspace “valuable” investing lessons of Do and Don’t and What to avoid!  After reading these impressive hindsight wisdom investing lessons; they made you look like idiots. Some in the cyberspace couldn’t take it […]

Interesting News: The Failure of Obamacare

Posted: 25 Sep 2016 01:00 AM PDT

Don’t look at me, look at Bloomberg. The ACA is one of the worst government policies in the history of government policies. No one can say that they didn’t see this coming. It was already doomed to fail from the very beginning. Truly affordable and quality healthcare in Singapore is really one of the things […]

Rebalancing Woes

Posted: 25 Sep 2016 01:00 AM PDT

Rebalancing is the act of bringing your portfolio back to its original allocation, therefore reducing your risks through diversification. It also helps to sell away good performing asset classes and buy in non-performing ones.1 However, there are some occasions where it is a bit difficult to do rebalancing. The main reason for this is there […]

Doing company prospecting is risk management rather than prediction

Posted: 25 Sep 2016 01:00 AM PDT

This is somewhat triggered by B’s post on swiber and the issue of hindsight commentary. It is not difficult to find what’s wrong with swiber, MPM, etc. but personally, DYODD is more about self-accountability and comfort level rather than anything else. I remembered MPM had a price surge when it first announced its foray into […]

Introducing CRI’s free Probability of Default modelling

Posted: 25 Sep 2016 01:00 AM PDT

The National University of Singapore has a Risk Management Institute. Within the Risk Management Institute, there is a Credit Research Initiative (CRI). You may visit their website here. In their own words, this is what the the CRI is about: “The Credit Research Initiative (CRI) is a non-profit undertaking by the Risk Management Institute at […]

Reader upset with insurance agent who is always too busy.

Posted: 25 Sep 2016 01:00 AM PDT

Hi AK I like to share my experience with NTUC Income recently. Some years ago I bought a Term Policy from them and it expired last month. I had been unemployed for some time, I decided that I should not take up a new policy to supersede the expire one. However I encountered some difficulty. […]

The Exit Might Be Narrower Than Expected

Posted: 25 Sep 2016 12:50 AM PDT

As expected, but disappointingly, US Federal Reserve did not raise interest rates on Wed. The reasons for my pessimism for the current economic conditions are explained in What Have We Got After 8 Years of Easy Money? Unless we see evidence of coordinated fiscal stimulus from governments around the world to increase aggregate demand, more […]

This posting includes an audio/video/photo media file: Download Now

Not-Invented-Here-Bias

Posted: 24 Sep 2016 11:00 PM PDT

Last week I wrote about expensive Mutual Funds / Unit Trusts and their cheaper (and better) alternatives called Exchange Traded Funds (ETFs). You still don't buy it. Ok, that might be my fault because I am simply not convincing enough that passive, systematic, repeatable investment strategies are the best option for the majority of investors. […]

Shopback: Save On Online Shopping With Cashback And More!

Posted: 24 Sep 2016 11:00 PM PDT

Readers of heartlandboy.com would know that Heartland Boy continuously finds ways to reduce the cost of his weekly flights from Jakarta to Singapore. For instance, he books his air tickets using the ANZ Optimum Credit Card to enjoy 5% cashback. He also takes Uber instead of regular taxis. He thought that was the furthest he […]

Sell Everything before Market Crash !

Posted: 24 Sep 2016 11:00 PM PDT

Will there be another market crash in 2017 ? The unlucky 7 Whenever there is year ending with 7 , the stock market will collapse and have crisis. For example, the name for the 1987 stock market crisis is Black Monday. Interest parity arbitrage trading and currency war fueled the Asian Crisis in 1997. It involves borrowing a cheap currency with low yields and […]

Save more than 60%. No need to invest??? (7)

Posted: 24 Sep 2016 11:00 PM PDT

Read? Save more than 60%. No need to invest??? (6) Real Person . Real Story and should be reading this blog post too. Buddha also has fire! Fisherman runs out of patience! Once we have lost our hard earned money in the stock market; there is nothing much we can do about it. When we cut our […]

Some thoughts on CPF SA Topup vs SRS Contribution

Posted: 24 Sep 2016 11:00 PM PDT

There was some recent discussion about CPF in my chatgroup that got me thinking about CPF SA topups vs SRS Contributions. As you guys might know, I previously emptied my OA into my SA, as well as did a cash topup, the idea being that I’ll let the government give me more interest than the […]

Swiber Bond Scandal : who should the retail investors blame?

Posted: 24 Sep 2016 11:00 PM PDT

The recent Swiber bond debacle has sparked off a new debate as to whether the Singapore government should save “accredited investors” – individuals who have at least S$2 million in assets. Because they have more money than the average man, these “not-so-wealthy” individuals are being given more choices in investment products, including those that are […]

Would you buy these attractive Singapore stocks now?

Posted: 24 Sep 2016 09:00 PM PDT

I believe in these current times, Singapore investors are looking more at the fundamentals of the stocks that they are considering to invest in, given that over time good fundamental stocks will still be able to realize their valuation or potential. What makes a stock good? Is it the dividend factor? Is it that the […]

The root cause of today’s world problems! How to be saved?

Posted: 24 Sep 2016 09:00 PM PDT

Is the world a becoming a much better place to live? Errr…..maybe: Yes, if you are more concern about material success where personal pleasure pride and ego matters a lot to you. No, if you prefer righteousness, compassion for others, peacefulness and joy. If you belong to the "No" camp, then this article will be […]

Bill Fleckenstein and Horseman Capital Speaks

Posted: 24 Sep 2016 09:00 PM PDT

One of the big fish that I really like is Bill Fleckenstein. Not only does he have a very unique and cool name, but I can follow his logic well and he has the (rare) ability to think outside of calendar year / quarterly / monthly performances. Because his main aim is to make money […]

Create Wealth Through Long-Term Investing and Short-Term Trading

Create Wealth Through Long-Term Investing and Short-Term Trading


You Are Stupid To Lose Money In Your O & G Investment! Blame Yourself For Stupidity!

Posted: 24 Sep 2016 09:03 PM PDT


The past few weeks or months in the investment blogosphere; some smart Alec bloggers have began to write more on their hindsight wisdom to teach others in the cyberspace "valuable" investing lessons of Do and Don't and What to avoid!

After reading these impressive hindsight wisdom investing lessons; they made you look like idiots. Some in the cyberspace couldn't take it anymore and also began to seek second opinions and confirmation from other investment bloggers. Who is the prime candidate to check arh?



What is behind investing over decades to become successful long-term retail investors?


One "Guru" defined in his investing strategy as three years.

But, Uncle8888 defined long-term investing as the day till you reach your investing goals e.g. reaching the edge of your financial independence or sustainable retirement income for life. So long-term investing may over one or more decades over market cycles, economic cycles, commodity cycles, wars and crisis.

Every crisis that emerged in the past and the present; there are NO shortage of hindsight wisdom writers and including those branded and better known writers. They are the smart Alec telling what to do. What not to do and What to avoid.

Do they have their own money on the table to show us their game plan? Writing is cheap!

Luckily for him; there is NO investment blogosphere when he seriously took whatever money available in cash and CPF as his war chest and began his long-term investing journey to reach financial independence near the peak of STI for the next market crash.

!@#$ unlucky fellow!

So blame Rich Dad. Poor Dad? He is the one who inspired him to take action to get out of rat race!

Blame his stupidity in reading a book and believe?


Luck matters!

Agreed!

When Uncle8888 seriously began his long-term investing; there was NO investment blogosphere so NO reading from smart Alec in the blogosphere teaching "valuable" investing lessons; otherwise he might be the one seeking second opinions and confirmation from other investment bloggers who have their skin on it.

Some hindsight wisdom reading really made us depressive and lose confidence and made us look like idiots.

Get it?

Watch out for hindsight wisdom writing; and especially those smart Alec who don't place their own money on the table and write about it!





So what is behind investing over decades to become successful long-term retail investors?

Uncle8888's thought after more than 16 years of serious investing.

Days and nights with both eyes on financial news and investment blogosphere reading useful and useless stuff. It is no different like reading newspapers.

The Past. The Present and The Future!

When investing over decades in the stock market; our Present is the outcome of our Past. The Present is NOT our Future. We have to keep learning, revising and refining our investing strategies.

Up till now, Uncle8888 still doesn't believe in passive investing unless you are super savers and then can afford to be more passive.

The Future is the outcome of the Present. Have we put in enough time and effort in our Present so that Future is the outcome of the Present. How Future Me Thank You?


O & G is facing the worst crisis ever as told by many insiders in O & G industry.

So?

This is the Present. But for long-term investors; our Present is the outcome of our Past. Worst ever? Not necessary true!

We better understand the long-term investing over one or more decades. It is about The Good. The Bad and The Ugly! The Past. The Present and The Future!

Over decades; investing is like Pokémon Go. Catch Them All - The Good. The Bad and the Ugly.

Learn to look your investment performance at Investment Portfolio level and not at single stocks. Power up your Level!

Read? More on Portfolio Management?


Precisely; it about 3Ms - Method, Mind and Money Management.

That is Art and Science of Position sizing and Diversification.

This can be learned in less than one hour with a few pieces of blank papers and a pen. It is so simple! You recall the TV Ads - It is so simple!

You have $10 to spare for set meal at Toast Box or Ya Kun?


Uncle8888's Top Three positions in his investment portfolio are all in news over the past months.

Bang his head and si liao?

Really?








sharejunction

sharejunction


M1

Posted: 25 Sep 2016 04:20 AM PDT

M1

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Broadway Ind

Posted: 25 Sep 2016 04:20 AM PDT

BROADWAY IND GROUP : NAV :52.2c .

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HMI

Posted: 25 Sep 2016 04:20 AM PDT

HMI

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HMI

Posted: 25 Sep 2016 04:20 AM PDT

Is this listco or private family co?

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Katrina

Posted: 25 Sep 2016 04:20 AM PDT

Making Catalist listing on 26.7.16

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IHC

Posted: 25 Sep 2016 04:20 AM PDT

IHC

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China Sunsine

Posted: 25 Sep 2016 04:20 AM PDT

China Sunsine Chemical

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Nordic

Posted: 25 Sep 2016 04:20 AM PDT

Nordic Group - Multibagger GEM?

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User Research/Opinions

Posted: 25 Sep 2016 04:20 AM PDT

Weekly Inter Market Analysis

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Sembcorp Marine

Posted: 25 Sep 2016 04:20 AM PDT

Sembmarine

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Rex Intl

Posted: 25 Sep 2016 04:20 AM PDT

Rex International

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